Welcome to my worldview

The P2P financial markets are yet to converge. In Latin America, there are a lot of actors in the market offering excellent financial services, from money transfers to banking, retail trading, insurance, and so on and so forth.

Today's post will focus on P2P currency exchanges, unlicensed international money transfer services, and unlicensed retail currency exchanges, which often comprise individuals executing transactions manually with their personal bank accounts. These unlicensed currency exchanges are more common than you think in Latin America.

In the hypothetical scenario that you want to optimize your finances as an employee, you have two options: Reduce your current expenses and increase your salary. Since both of these options are non-exclusive, you choose to do both.

Many words have been written about reducing your expenses, so today, we’ll talk about the latter option: Increase your salary.

If you want to ask for a pay raise, in short words: Don’t. Stop right there. Most of the time, you’re not ready to ask for it.

First Monday of the year 2022!

I’m grateful for what this year 2021 has brought into my life. Some were substantial changes, changes for the better which were needed.

More often than not, we as employees keep to ourselves radical ideas that would be beneficial to organizations. Our bosses ask us to “think outside the of the box,” but when coming up with the ideas after our personal brainstorming, we tone down our ideas, or adopt ideas from someone else, falling victims of groupthink or worse, adopting HIPPO’s (Highest Paid Person’s Opinion).

You may recognize in your life people that have helped you at a difficult time or situation, or you have someone in your life that you admire most because of their achievements. Whether you hired them as coaches or you were just observing them, if you think of it, you can learn something from everyone you meet in life.

What would you think if I told you that company visions, and most importantly, a company’s purpose is discovered, rather than invented? Is it backward if you as a founder or CEO try to force unto the market some presumptions? Of course, you have to test the waters (MVPs are a good tool for this), but always with an open mind that you’ll most likely be proven wrong.

My standpoint on technical certifications is a mixed one, and it mostly depends on several factors. Does your industry require you to have it? Is your company asking you to get certified? Is it the pursuit of knowledge or merely just compliance with a component of peer pressure? Are you sure you’re getting the most value out of it? I’ll do my best to answer these questions in this post today.

There’s a trap most customers fall into and it’s the result of many years of companies using marketinesque language. It’s the Trap of Product Commoditization. What is it about? It’s when you pick a product based on its brochure features, among many other products that are apparently the same. So you might make your choice based on price or any other economical factor (Discounts perhaps? Free professional services the entire year? Free additional licenses?)